The Hawaii Attorney General has issued proceedings against major creditcard issuers citing misleading information has been promoted to Card Holders. Here is a link to the Notice issued which details the alleged breaches and the claims made. This is the start of something that could be significant for Card Issuers as the law suit alleges that major Card Issuers such as Bank Of America, Barclays, Capital One, Chase, Citi, Discover, HSBC and subsidiaries have been improperly charging customers and/or that customers have been charged for products that have not delivered as advertised.
Bank Of America refuses to take cash for a mortgage payment on the YouTube upload – link below (18.30 mins. in). Indicating a preferred card system and tracking with inbuilt microchips or tags inherent with NFC.